1.000.000 miles & counting
  • Bio
  • Portfolio

Posts from the “Elephant’s Paycheck” Category

Apple vs Microsoft Stock Market Performance Insight

David Bressler

Posted on November 30, 2012

Size isn’t what mat­ters (mostly). When most con­sider stock mar­ket per­for­mance, they focus on the size of the port­fo­lio. The size of the invest­ment. It’s really not the only thing that mat­ters. In my opin­ion, it’s not even the thing that mat­ters most for the mod­est indi­vid­ual investor. Div­i­dend per­for­mance and the result­ing income you receive from your port­fo­lio is a crit­i­cal per­spec­tive to take as a long-term investor. Let me share an exam­ple. The Wall Street Jour­nal wrote an arti­cle yes­ter­day com­par­ing the stock mar­ket per­for­mance returns of Microsoft and Apple for the past 10 years. Had you invested $10,000 in each 10 years ago, you’d have about $13,000 in Microsoft today but $700,000 in Apple. I saw the arti­cle late at night and…

Categories: Elephant's Paycheck

3 Comments

+Read more

Get Started Investing, The Trick

David Bressler

Posted on September 11, 2012

This morn­ing I’m think­ing about key points of my invest­ing blue­print. I’m always work­ing to fine-tune how I intro­duce peo­ple to what I’m try­ing to share. It’s hard to get started invest­ing. A key point is the abil­ity to get started mod­estly. Like with a few hun­dred dol­lars. Yeah, right? That’s crazy. Most places want you to invest thou­sands, or more, just to get some per­sonal atten­tion. With a few hun­dred dol­lars you can build healthy sav­ing and invest­ing habits sooner because you can get started eas­ier and faster. The trick is how to moti­vate peo­ple when there are such small amounts at play. Even if I could mag­i­cally help you earn 10% on a $250 invest­ment, that’s not much in terms of improving…

Categories: Elephant's Paycheck

0 Comments

+Read more

Is Apple’s Stock Expensive?

David Bressler

Posted on August 29, 2012

Here are some thoughts on invest­ing. Two in fact. I love when peo­ple tell me “Apple’s too expen­sive”. Really? Let’s say you have $1,000 to invest. You hope to invest in a com­pany that grows 25% in the next year, so at the end of the year you’d expect to have $1,250. How does share price play into that? If you bought Apple at 600, you’d have 1.66 shares. If Apple grew 25% to 750, your 1.66 shares would be worth $1,250. If you bought some other stock at 20, you’d have 50 shares of that stock. If it grew 25%, at 25 your shares would be worth $1,250. How’d I do that? Magic? Sleight of hand?  No! Share price doesn’t mat­ter. It’s all about how well you…

Categories: Elephant's Paycheck

0 Comments

+Read more

And, It’s Only Going to Get Worse

David Bressler

Posted on August 8, 2012

“Nearly half of all Amer­i­can senior cit­i­zens die broke” (from a Har­vard, MIT, and Dart­mouth study) It seems like sav­ing for retire­ment is not about how much you man­age to save, but if you man­age to save any at all. How come there’s so lit­tle prac­ti­cal per­sonal finance edu­ca­tion avail­able to help peo­ple under­stand how to make bet­ter per­sonal finan­cial deci­sions? Even Ben Bernanke has come to real­ize the dis­abil­ity we all face in this area. Ear­lier this week, he told a bunch of teach­ers some­thing sim­i­lar: “As the recent finan­cial cri­sis illus­trates, con­sumers who can make informed deci­sions about finan­cial prod­ucts and ser­vices not only serve their own best inter­ests, but, col­lec­tively, they also help pro­mote broader eco­nomic stability”

Categories: Elephant's Paycheck

2 Comments

+Read more

  

Return to top

Established March 10, 2009

Duet Theme by The Theme Foundry